The first rounds of crowdfunding are already having a concrete impact!
Thanks to your investments in Elema Corpo and Elema Corpo T2, several significant advances have been made:
On ECOPARK 5: Long-term refinancing of €5.8M from BPI France is currently being finalized.
On ECOPARK 6: Marketing has reached 100% since March 2023, validating the relevance of the economic model; partial delivery took place in November 2024 and the site is already generating rental and energy income in line with projections, illustrating the robustness of the model.
On ECOPARK 7: The land acquisition was completed in November 2024 via SAS ECOPARK TOURS (Éléma Capital & MIMCO Green Value at 50% each) + confirmed contractual commitment with the contractor and payment of a deposit (construction starting in early June), four leases in a future state of completion signed, and financing in progress with a banking actor.
Elema Capital: towards sustainable and innovative real estate!
Why Enerfip is Committed to This Project?
Why Sustainable Real Estate?
Sustainable real estate plays a crucial role in the ecological and energy transition by offering innovative solutions! By promoting energy autonomy and advocating for more sustainable lifestyles, it contributes to the fight against climate change and the preservation of the environment for future generations.
What Are the Objectives?
The upcoming Ecoparks aim to obtain the Biodivercity and/or BREEAM labels, which are guarantees of their ecological commitment. These labels involve: → reducing land artificialization to preserve natural spaces while developing modern infrastructures; → optimizing the production of green energy with the use of solar panels placed on the roof to produce renewable energy on-site; → promoting eco-mobility and collective self-consumption with the installation of charging stations for electric vehicles, encouraging the consumption of locally produced energy.
What About Site Performance?
The results of the sites exceed initial forecasts, with indexed rents on the rise, increased use of charging stations, and an increase in the production capacity of renewable electricity thanks to ecoparking canopies.
What Is the Repayment Strategy?
Several levers are considered to ensure the payment of interest and the repayment of the borrowed capital:
-
Ecoparks No. 1 to 5 can be refinanced to incorporate a larger share of debt and/or renegotiate the debt ratio. This operation would free up a significant amount of cash if needed to repay the bonds. This is the preferred option currently, and the project leader has started looking for a banking partner to accompany them in this process.
- As presented in the table below, Elema Capital’s business plan anticipates significant revenues during the term of the bonds subscribed by Enerfip’s investors (until 2027). These flows come from:
- rental cash flows from project companies;
- property management fees;
- property management fees;
- development commissions. In total, nearly €17 million in revenue is expected during the 2024-2027 period at Elema Capital.
→ After deducting operating expenses and financial commissions, the cash available for Enerfip’s debt service (interest + principal) is nearly €12 million during the 2024-2027 period.
- Finally, the sale of certain Ecoparks is being considered by Elema Capital, with the aim of:
- facilitating repayment;
- consolidating the group’s cash flow in anticipation of future development/construction costs.
→ In particular, the sale of Ecopark 6 would free up net cash of approximately €5.8 million. A partial sale of assets is being considered, in support of the long-term financial consolidation strategy.
Discover the Real Estate of the Future with Ecoparks
Elema Capital, founded in 2015 by Laurent Challet, is an innovative company specializing in the acquisition and management of real estate assets. They are notably known for having revolutionized the sector with the unique concept of Ecopark. Ecoparks are eco-responsible positive energy buildings (BEPOS), designed to maximize energy efficiency and sustainability. These modern infrastructures, strategically located near major cities, offer optimized spaces with advanced management of renewable energies. They are also equipped with photovoltaic roofs and solar canopies with electric charging stations, allowing direct self-consumption of the energy produced. → It is also worth noting that Elema Capital takes care of the complete management of these installations to ensure total peace of mind for tenants. Elema Capital’s ambition is to build a sustainable real estate portfolio, potentially valuable within the framework of an institutional partnership aligned with the project’s values. By investing in Elema Capital, you contribute to a sustainable future while benefiting from an attractive return potential!
A webinar was previously held with Laurent Challet, President of Elema Capital, to present this offer and answer all your questions! You can view it below.
The offer
Why invest?
This is a fundraising campaign for a 5 million euro bond financing over 3 years, aimed at refinancing part of the debts contracted with Club Funding.
This issue, carried out by the parent company Elema Capital, will be followed by a new issue of 3.8 million euros for the subsidiary Smart Écopark, dedicated to the development and management of Écoparks, as illustrated in the scheme of the operation’s structure below.
Guarantees
To mitigate the risk of total capital loss, Enerfip has obtained a first-ranking pledge on the securities of Elema Capital and a second-ranking pledge on the securities of the company holding two assets: SAS Smart Ecopark.
In the event of default on the current account of associates, these pledges will allow the residual value of the assets to be recovered to partially repay Enerfip’s investors.
Specifications
Investment phases
- Investment open to everyone
End of project financing
The closing date for contributions may be extended at the request of the project owner.
The return on your investment will be calculated from the date the subscription certificates are generated, i.e. once all the funds have been received and the legal documentation has been signed by the project owner.
Resources
Simulator
Investment simulation
Elema Corpo T3 - Obligation 8.75%/year over 3.1 years - PEA-PME
Simulation - Rate : 8.75% / year on 3.1 ans
Initial investment:
€1,000
Repayments and interest:
€1,271.25
In 4 transfers
| Date | Interest* | Capital | Amount |
| 12/07/2026 | €87.5 | €0 | €87.5 |
| 12/07/2027 | €87.5 | €0 | €87.5 |
| 12/07/2028 | €87.5 | €0 | €87.5 |
| 12/08/2028 | €8.75 | €1,000 | €1,008.75 |
| Total | €271.25 | €1,000 | €1,271.25 |
*Gross interest before tax, including all fees (view taxation) The result presented is not a forecast of the future performance of your investments. It is only intended to illustrate the mechanics of your investment over the investment period. The evolution of the value of your investment may vary from what is shown, either increasing or decreasing. | |||
The project
What is an Ecopark?
Ecoparks are business parks located on the urban outskirts, designed to offer their tenants functional and qualitative innovations while being respectful of the environment.
What are the characteristics of an Ecopark?
The buildings are certified BEPOS+ : positive energy building. → What does this mean? The business park produces more energy than it consumes, thanks to excellent insulation and the optimization of on-site resources such as solar panels placed on the roof.
The eco-responsible strengths of an Ecopark
High connectivity: high-speed internet access for all tenants. Convivial spaces: areas dedicated to exchanges and relaxation. Charging stations for electric vehicles: numerous charging stations powered by the photovoltaic coverage, offering reduced-cost charging. Rainwater harvesting: a collection system for sustainable water management.
Optimal energy management: the electricity for common areas is entirely powered by solar production & excess energy is fed into the grid, generating additional revenue.
Project owners
Our analysis
Investing in this participatory financing project involves risks, including the risk of total or partial loss of the capital invested. Your investment is not covered by the deposit guarantee schemes established in accordance with directive 2014/49/EU of the European Parliament and of the Council. Your investment is also not covered by the investor compensation schemes established in accordance with Directive 97/9/EC of the European Parliament and of the Council. Return on investment is not guaranteed. This is not a savings product, and we recommend that you not to invest more than 10% of your net assets in participatory finance projects. You may not be able to sell the investment instruments when you wish. If you are able to sell them, however, you may incur losses.
